Back To Work Program

Giving you a second chance


Second-chance loans such as the FHA Back to Work Programare available to you through Quintessential Mortgage Group. These loans can be advantageous to some people, but some requirements must be met for loan approval. With a consultation with our loan consultants, we can learn more about your financial situation and can answer your questions about this program.

With Back to Work loans, you generally will need to meet the FHA loan requirements and may need to provide additional documentation showing that any credit or mortgage history was the result of financial hardship.

When to seek a back-to-work program?

The Back to Work program is not a financing solution that is intended for all borrowers, but it can be highly advantageous for the right individuals who’ve had:

  • A foreclosure
  • Filed for bankruptcy
  • Had a short sale
  • Or have other significant issues with their credit history.


They provide you with a second chance at home ownership even if you have lower credit scores or issues on your credit report that may disqualify you from other loan programs. You may have been turned down for financing elsewhere, or you may be concerned about the possibility if you apply for a home loan. If you are interested in learning more about these loans programs or other financing solutions that may be available to you, contact us today.

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