Home Key Program

Great for borrowers with good credit

This innovative financing solution is ideal for home purchases for borrowers with at least a 620 FICO. It is suited for loan amounts of up to $1.5 million and up to 75 percent loan-to-value. A qualified borrower can have up to a 50 percent debt-to-income ratio, which is very lenient. In addition, at least a year should have elapsed since the time of the last most significant credit issue, and the borrower should have re-established a positive credit history over the last 12 months.

Pre-Qualification for your purchase loan

If you are interested in buying a new home after a serious credit issue, the next step to take is to contact our team to learn more about the program and to get pre-qualified. The pre-qualification process is rather straightforward and easy, our loan officers are ready to review the requirements and guidelines alongside you. By doing so, you could get the affirmation you need to start searching for a property that you are interested in buying.

Serious credit issues can seem like a major barrier for you when you are considering purchasing a new home. While some loan programs may have more rigid requirements for a much higher credit score the Home Key program bypasses these with ease. If it has been at least 12 months since your credit issues occurred, contact our award-winning team today and learn more about our accessible programs.

No Obligation

Free of charge

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