Working with a mortgage broker is crucial for buyers during times of market volatility and bank-liquidity challenges.

March 17th, 2023

Buying a home can be an exciting and stressful experience, especially when it comes to securing a mortgage. When it comes to securing a mortgage, many people rely on their bank, but you need options. When some lenders are now experiencing liquidity issues, being able to pivot to a different one of our lender partners can save your dream home. 

Quintessential Mortgage Group has access to over 40 different lenders.

One of the most significant advantages of working with a mortgage broker is that they have access to a network of lenders. This means that if your bank collapses, a mortgage broker can quickly identify alternative lenders and help you secure a mortgage from a different source. Having access to multiple lenders can also provide you with more options for obtaining a mortgage, which can be particularly helpful if you have a unique financial situation or are struggling to secure a mortgage from a traditional bank.

Expertise in the Industry: Our team is here to help you navigate any financial market or current event.

Mortgage Loan Officers at Quintessential Mortgage Group have specialized knowledge of the mortgage industry and can provide guidance to buyers throughout the mortgage application process. They can help you understand your options, identify the best mortgage product for your needs, and ensure that the mortgage is structured in a way that is financially beneficial.

You need negotiating power during a banking crisis, and we have it.

Quintessential Mortgage Group has amazing, working relationships with our lenders. This gives us negotiating power when it comes to securing a mortgage. In the event of a bank collapse, a mortgage broker may be able to negotiate more favorable terms with a lender to help you secure a mortgage.

In- house processing is CRUCIAL in the event of a banking collapse. Your mortgage should never be out on hold.

The mortgage application process can be time-consuming. Working with QMG can help streamline the process. Our job is to gather the necessary documentation and submit a complete application, which will help ensure that the mortgage is processed as quickly as possible. In the event of bank liquidity issues because of volatility in the market, your loan application can be simply transferred to another one of our lender partners with ease.

Even during times of market uncertainty and volatility, you should never be left in the dark when it comes to your mortgage financing, and when you work with us, our promise to you is that you never will be.

Contact us for more information!