Our bank statement program offering is dynamic and has many great offerings. A bank statement is a monthly or quarterly document that lists all of your banking activity. In addition to other documentation, lenders evaluate your bank statements to ensure you’re a reliable candidate for a mortgage.
Instead of requiring years of tax documents, W-2s, or proof of regular payroll checks, we base our lending decision on a combination of your bank statements and a profit and loss statement for your business.
Even if you earn your income in just part of the year, as long as you maintain bank accounts documenting your income stream we can help!
We’re aware that everyone’s financial situation is different. Whether your business and personal accounts are shared or separate we can still get you qualified for a competitive loan. There are many factors that underwriters will review and at Quintessential Mortgage Group. We can help make sure you have the necessary and proper documentation to get approved.
Questions? Concerns? Let us know how we can help!
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