Quintessential Mortgage Group, LLC
NMLS # 979266

Refinance Programs

Giving you the best refinance options available

Conventional Loans

  • Lowest interest rates available
  • For borrowers with strong credit history
  • Usually requires 20% down payment

FHA Streamline Program

  • Ideal for owner occupied properties
  • No appraisal requirement
  • Easier way to refinance

FHA 203K Renovation Loans

  • Primary residences
  • Post improvement borrowing
  • 550 FICO score or better

NIVA

  • No Income / No Employment Needed
  • Up to 65 LTV – 680 FICO
  • 1 Month Recent Bank statement

Non-Credit FHA Refinance

  • Must be insured by the FHA
  • Refinance an investment property
  • Unlimited combined loan-to-value ratios

VA Loans

  • Lower interest rates and upfront costs
  • Purchases and refinance options
  • Allows up to 100% financing for Veterans

Jumbo Loans

  • For owner-occupied properties
  • Minimum credit score 720
  • Up to 70% LTV or combined LTV

Cash Out Refinancing

  • Own 1-4 financed properties
  • A Minimum FICO score of 620
  • Agency Conforming

Streamline Refinance- No Doc

  • Close in less than 20 days!
  • Loans to $3,000,000
  • Max LTV: 80% with 700 FICO

HomeReady Loans

  • Available For Up To 80% LTV
  • Own Up To 4 Financed Properties
  • No Minimum Repair Amount Required

Investment Co-Ops

  • 40% down
  • reduce or eliminate closing costs
  • Highly trained professional knowledge

HomeStyle Renovation

  • One- to four-unit site-built homes
  • Warrantable condominiums
  • Modular homes

Reverse Mortgages

  • Homeowners at least 62 years old
  • Create monthly cash flow
  • Receive loan proceeds from lenders

No Obligation

Fast and simple
Mortgage
Calculator

Disclaimer: This calculator is provided for informational purposes only. It is not an indication of loans available through Quintessential mortgage Group, LLC.

Contact Us Today

Get a Quote

Complete our form and one of our Loan Officers will contact you!

Thanks for submitting

One Of Our Loan Officers Will Be In Touch As Soon As Possible!

Working with someone?

Contact your loan officer directly using the button below!

Sign up for important product updates