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Refinance Programs

Giving you the best refinance options available

Conventional Loans

  • Lowest interest rates available
  • For borrowers with strong credit history
  • Usually requires 20% down payment

FHA Streamline Program

  • Ideal for owner occupied properties
  • No appraisal requirement
  • Easier way to refinance

FHA 203K Renovation Loans

  • Primary residences
  • Post improvement borrowing
  • 550 FICO score or better

Home Affordable Refinance Program

  • Low Down Payment, Flexible Sources
  • Optional Mortgage Insurance
  • Simple Qualifications

Non-Credit FHA Refinance

  • Must be insured by the FHA
  • Refinance an investment property
  • Unlimited combined loan-to-value ratios

VA Loans

  • Lower interest rates and upfront costs
  • Purchases and refinance options
  • Allows up to 100% financing for Veterans

Jumbo Loans

  • For owner-occupied properties
  • Minimum credit score 720
  • Up to 70% LTV or combined LTV

Cash Out Refinancing

  • Own 1-4 financed properties
  • A Minimum FICO score of 620
  • Agency Conforming

Streamline Refinance- No Doc

  • Close in less than 20 days!
  • Loans to $3,000,000
  • Max LTV: 80% with 700 FICO

HomeReady Loans

  • Available For Up To 80% LTV
  • Own Up To 4 Financed Properties
  • No Minimum Repair Amount Required

Investment Co-Ops

  • 40% down
  • reduce or eliminate closing costs
  • Highly trained professional knowledge

HomeStyle Renovation

  • One- to four-unit site-built homes
  • Warrantable condominiums
  • Modular homes

NIVA

  • No Income / No Employment Needed
  • Up to 65 LTV – 680 FICO
  • 1 Month Recent Bank statement

Home Equity Line of Credit

  • 1-2 Family Homes, Condos
  • Full Income Check
  • 10 Year Interest Only

Refi Possible Program

  • Rate/term refinance
  • 95% LTV
  • Credit score of 620

No Obligation

Free of Charge
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Questions? Concerns? Contact our award-winning team today regarding your unique mortgage needs. We are here to make our 50+ years of experience in the industry work for you.

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