Flexible Down Payment Options
A conventional loan through Quintessential Mortgage Group offers qualified buyers a range of down payment choices and strong financing benefits. Unlike some government-backed programs that may limit property types, conventional loans can be used on most homes, giving you greater flexibility.
Low Down Payment Conventional Options
Fannie Mae HomeReady
A fixed-rate affordable housing program for qualified low-to-moderate income buyers, offering financing up to 97%.
Freddie Mac Home Possible & Home Possible Advantage
Programs designed to support eligible buyers purchasing or refinancing in targeted areas. Financing limits and credit requirements vary by loan structure.
Private Mortgage Insurance (PMI) is required for conventional loans with less than 20% down.