Disclaimers

Mortgage Brokerage Services

Quintessential Mortgage Group is a mortgage brokerage firm that facilitates residential mortgage loan transactions by connecting borrowers with independent third-party lenders. We provide access to a variety of loan products and programs; however, all lending decisions are made solely by the respective lender.

Our role is to assist borrowers throughout the mortgage process, including application intake, documentation, and coordination with lenders, to help ensure an efficient transaction.

Scope of Services

Quintessential Mortgage Group provides mortgage brokerage services, including but not limited to:

• Assisting borrowers in identifying available loan programs

• Facilitating communication between borrowers and third-party lenders

• Supporting the loan application and submission process

• Providing general information regarding mortgage products

Quintessential Mortgage Group does not originate, fund, or underwrite loans and does not guarantee approval of any loan application.

Licensing & State Disclosures

Quintessential Mortgage Group operates as a mortgage broker and is licensed, registered, or exempt from licensing in accordance with applicable state laws. Licensing requirements and permissible activities may vary by state.

Consumers are encouraged to verify licensing information through the Nationwide Multistate Licensing System (NMLS) Consumer Access website.

This website is not authorized by the New York State Department of Financial Services and is not intended for use by consumers in the state of New York. Please contact Quintessential Mortgage Group by telephone at (914) 368-7122 for further information.

Equal Housing Opportunity

Quintessential Mortgage Group is an Equal Housing Opportunity provider. We are committed to complying with all applicable federal, state, and local fair lending laws, including but not limited to the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other protected class.

Loan Disclosure

All loan programs are subject to credit approval, property approval, and underwriting approval by independent third-party mortgage lenders. Not all applicants will qualify. Terms, conditions, interest rates, and program availability are subject to change without notice and may vary based on lender guidelines and borrower qualifications.