Quintessential Mortgage Group offers a No Income Verification loan option that requires only tax returns, W2s, or paystubs. A paystub and tax returns are usually all that is needed to suffice for a lender’s underwriting requirements regarding proof of income. Proving income can be challenging for borrowers whose incomes come from various sources and income might often fluctuate.
Obtaining conventional financing for the purchase of a home, investment property, or commercial real estate poses challenges for those with various income sources. Meeting the strict underwriting requirements of most lenders can be daunting, but we have at Quintessential Mortgage Group. Our loan officers work with lenders that specialize in no-income-verification loans with the type of flexible underwriting policies to overcome financing challenges.
We require a 25% down payment for a purchase transaction and 65% Loan to Value ( LTV) financing for refinancing. There are other requirements that need to be met and we recommend contacting our experienced loan officers today. At Quintessential Mortgage Group, we dedicate the time and commitment to get you the loan you deserve to fund your goals.
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