Obtener un presupuesto
Rápido y sencillo.
At Quintessential Mortgage Group, we specialize in Fannie Mae, Freddie Mac, and FHA mortgage programs that enable first-time buyers to achieve their goals with a lower down payment. Fannie Mae offers first-time home buyers the chance to buy a foreclosed property for as an incredibly low percentage on their HomePath program. You can even apply for lower percentages of your closing costs back through the program. Fannie Mae homes sell in as-is condition, so you may have to repair a few things before your new place is move-in ready. With closing cost assistance, it can help make it more possible to cover these expenses.
The HomeReady and Home Possible programs are designed to help low-to-moderate-income home buyers and offer several benefits. These programs allow borrowers to put down a lower down payment than they would need to with a conventional mortgage. For example, the HomeReady program allows borrowers to put down as little as 3%, while the Home Possible program allows for down payments as low as 3%. This can make homeownership more accessible for borrowers who may not have a large amount of savings for a down payment.
These programs often have more flexible requirements for credit scores and income than conventional mortgages. For example, the HomeReady program allows for non-borrower household income to be considered, such as income from a family member or roommate who will live in the home. Additionally, the Home Possible program allows for higher debt-to-income ratios than traditional mortgages, which can make it easier for borrowers to qualify. Overall, these programs can provide more accessible and flexible options for home buyers who may not have the resources to qualify for a traditional mortgage.
Rápido y sencillo.
Uno de nuestros agentes de préstamos se pondrá en contacto con usted lo antes posible.
Póngase en contacto directamente con su gestor de préstamos utilizando el botón de abajo.