Quintessential Mortgage Group, LLC
NMLS # 979266

HomeStyle Renovation Program

Program Overview


The Homestyle Renovation program offers borrowers the opportunity to avoid unnecessary closing costs usually associated with going to closing on a loan to acquire the property and a second closing on a home equity loan to pay for renovations. Fannie Mae combines the needed financing into a single loan that allows borrowers to finance renovations. Financing the purchase of a home when it needs extensive repairs can leave buyers feeling lost and without a solution. At Quintessential Mortgage Group, our team of professional mortgage loan originators has the solution in a Homestyle Renovation loan backed by Fannie Mae.

Empowered financing


When borrowers find a home, our mortgage loan officers find a provider offering Homestyle Renovation financing. The provider is shown the improvements the borrowers plan to make, so the appraisal is based on the projected value of the home following the completion of the repairs. Borrowers purchasing homes that cannot be occupied during the renovation process may incorporate up to six months of mortgage payments in their financing. Features of a Homestyle Renovation Loan include: 

  • Saving money with a single closing
  • Loan-to-value based on post-improvement valuation
  • Borrowers may finance any permanent improvement adding value to the property, including swimming pools


Find out if the homestyle renovation program is right for you, and contact one of our professional loan officers today. We’re prepared to go through the loan process together and bring our professional knowledge to you.

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