With our 50+ years in the industry we have gained extensive experience working with international borrowers looking to buy or refinance a property within the United States. We work alongside international real estate agents to ensure any borrower that enters our office has a financing plan. If you are looking to buy or sell your property in the United States, especially in the New York area, we will refer you to a real estate agent that specializes in working with foreign national buyers and homeowners.
home-buying Made easy for International borrowers
Our Foreign National Mortgage program is a flexible documentation program with clear guidelines to help you qualify. We offer additional options for the international buyer or homeowner with our Asset Qualifier or Full Doc mortgage programs.
Asset Utilization for Second Home Qualification
Second Home & Investment Properties
Borrowers can qualify with full documentation OR assets only
No work visa required
No income documentation required for asset qualification
No visa required when borrowers are residents of countries that participate in the Visa Waiver Program
No score or FICO 599
Up to 80% CLTV
Loan amounts up to $3 million
Cash-out allowed
DSCR as low as 0
CPA Letter for last 2 years & year-to-date
One bank reference letter
Overseas assets allowed as reserves
Gift funds allowed
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