Purchase a Home without Citizenship
With our 50+ years in the industry we have gained extensive experience working with international borrowers looking to buy or refinance a property within the United States. We work alongside international real estate agents to ensure any borrower that enters our office has a financing plan. If you are looking to buy or sell your property in the United States, especially in the New York area, we will refer you to a real estate agent that specializes in working with foreign national buyers and homeowners.
Home-buying Made Easy for International Borrowers
Our Foreign National Mortgage program is a flexible documentation program with clear guidelines to help you qualify. We offer additional options for the international buyer or homeowner with our Asset Qualifier or Full Doc mortgage programs.
- Asset Utilization for Second Home Qualification
- Second Home & Investment Properties
- Borrowers can qualify with full documentation OR assets only
- No work visa required
- No income documentation required for asset qualification
- No visa required when borrowers are residents of countries that participate in the Visa Waiver Program
- No score or FICO 599
- Up to 80% CLTV
- Loan amounts up to $3 million
- Cash-out allowed
- DSCR as low as 0
- CPA Letter for last 2 years & year-to-date
- One bank reference letter
- Overseas assets allowed as reserves
- Gift funds allowed