(914)-368-7122

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Purchase Loan Programs

Giving you the best commercial and residential options

Обычные кредиты

  • Lowest interest rates available
  • For borrowers with strong credit history
  • Usually requires 20% down payment
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Помощь в оплате первоначального взноса

  • 620 Minimum FICO
  • Homebuyer Counseling Required
  • Must occupy property as primary residence
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Приобретение по программе FHA

  • Low Down Payment, Flexible Sources
  • Optional Mortgage Insurance
  • Simple Qualifications
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No Income Check

  • No Income / No Employment Needed
  • Up to 75 LTV
  • Credit Score 680
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Down Payment for 1st Time Buyers

  • 97 LTV – Scores as low as 620 (not FHA)
  • This is only available for first-time buyers
  • Maximum loan amount of $417,000
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Кредиты для ветеранов

  • Lower interest rates and upfront costs
  • Purchases and refinance options
  • Allows up to 100% financing for Veterans
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HomeReady Program

  • Down payments as low as 3 percent
  • Программа ипотечного кредитования "Дом возможен
  • Программа реновации жилья
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Программа ипотечного кредитования "Дом возможен

  • Flexible credit terms and payment options
  • Reduced PMI requirements
  • No cash reserve requirement options
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Down Payment No PMI

  • Primary and secondary homes
  • Credit score of 680
  • 30-year fixed-rate
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Condo Purchase Mortgages

  • 97% Financing with 640 credit scores
  • 80% Financing on investment condos
  • Non-Warrantable condos specialists
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Co-Op Purchase Loans

  • Purchase or Refinance at 95% Financing
  • Investment Co-Op & second home Co-Ops
  • 24 years of Co-Op financing experience
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High Balance loans

  • Qualify for loan amounts up to $3 million
  • Available for self-employed borrowers
  • Cash-out refinances up to 70% LTV
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Reverse Mortgages

  • Homeowners at least 62 years old
  • Create monthly cash flow
  • Receive loan proceeds from lenders
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Disclaimer: This calculator is provided for informational purposes only. It is not an indication of loans available through Quintessential mortgage Group, LLC.

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