Home Affordable Refinance Program

Looking to refinance?


An attractive offering, Quintessential Mortgage Group can help secure refinancing through our home affordable refinance program. The Federal Housing Finance Agency (FHFA) and the Department of the Treasury introduced HARP in early 2009 as part of the Obama Administration’s Making Home Affordable program. HARP provides borrowers, who may not otherwise qualify for refinancing because of declining home values or reduced access to mortgage insurance, the ability to refinance their mortgages into a lower interest rate and/or more stable mortgage product.

An industry we know


When the time comes to finance the acquisition or expansion of a hotel, Quintessential Mortgage Group can help. Our commitment to providing superior service and accommodating the needs of our clients makes us the mortgage broker hotel owners choose when they need money for a project.

We have loan officers with years of experience arranging to finance hotels, motels, and rooming houses. They understand the unique challenges of the hotel industry and find solutions to overcome them.

The following documentation is required for underwriting purposes:

  • Articles of incorporation with stock certificates for corporations and articles of organization and operating agreements for other forms of business.
  • Business banking statements for the most recent three-month period.
  • Profit and loss statement.
  • Pro forma spreadsheet.
  • Narrative business plan.


Our loan officers are ready work with you today and meet all your lender underwriting requirements.

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