Quintessential Mortgage Group, LLC
NMLS # 979266


A loan meant for first time buyers


Quintessential Mortgage Group offers our borrowers the Down Payment Assistance Program. The idea of homeownership for first-time buyers shouldn’t seem like a farce in today’s market. Programs such as the BorrowSmart Program, offered by Freddie Mac, provide down payment assistance to lower-income homebuyers. It is available to borrowers in all 50 states. If you have the monthly income to pay mortgage payments, but not enough money to pay the upfront costs, you may qualify for a low-interest loan to help you cover what you need.

Exploring your options


The big benefit of this program is that it enables buyers to help cover the downpayment of the property they would be purchasing. Some advantages that make this accessible include:

  • Grants can be used for the down payment and/or closing costs.
  • Can be paired with MCC or other Down Payment Assistance Programs.
  • The income Limit is based on qualifying income used for a transaction, not household income.


Eligibility is determined by your household income and credit history, varying by state and program. Our loan officers will answer any questions you may have on applying for any FHA loans. Get a quote estimate to see how much your downpayment will be with our mortgage calculator. 





Fast, and simple. Learn more today!


免责声明:本计算器仅供参考。它不代表 Quintessential mortgage Group, LLC 提供的贷款。





Sign up for important product updates