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FHA Streamline Program

If you currently have an FHA mortgage on your home and you are interested in refinancing your property, the FHA Streamline program may be the right option for you. This is among the fastest and easiest refinance options available for those who already have an FHA home loan, and it also can be one of the most affordable options. Quintessential Mortgage Group is dedicated to providing personalized assistance to each of our valued clients. We look forward to answering all of your questions regarding our program.

流水线计划的好处

 

FHA 流水线计划是自住物业的理想选择,它使你有能力减少你的利息,甚至降低你的每月按揭付款,而不必忍受与订购评估有关的时间、费用和麻烦。与许多其他类型的再融资贷款相比,这种贷款项目的文书工作和文件也比较少。因为没有评估要求,你将不必支付额外的费用或等待第三方报告的完成。总而言之,你可能会发现,流线型贷款计划是一种更简单、更容易的再融资方式。

 

FHA 流水线计划是自住物业的理想选择,它使你有能力减少你的利息,甚至降低你的每月按揭付款,而不必忍受与订购评估有关的时间、费用和麻烦。与许多其他类型的再融资贷款相比,这种贷款项目的文书工作和文件也比较少。因为没有评估要求,你将不必支付额外的费用或等待第三方报告的完成。总而言之,你可能会发现,流线型贷款计划是一种更简单、更容易的再融资方式。

重要的流线型事实

 

FHA 流水线计划是自住物业的理想选择,它使你有能力减少你的利息,甚至降低你的每月按揭付款,而不必忍受与订购评估有关的时间、费用和麻烦。与许多其他类型的再融资贷款相比,这种贷款项目的文书工作和文件也比较少。因为没有评估要求,你将不必支付额外的费用或等待第三方报告的完成。总而言之,你可能会发现,流线型贷款计划是一种更简单、更容易的再融资方式。

Streamline Your FHA Loan

  • Transfer impound/escrow accounts.
  • Non-credit qualifying streamline requires no appraisal or income documentation.
  • No credit scores required for mortgage rating credit reports or mortgage only ratings.
  • Any occupancy type in accordance with HUD guidelines. Existing loan cannot have any lates within the last 6 months.
  • Employment is not required to be verified, current and up to date borrower contact information is required.
  • Asset validation for closing is required.
  • Existing subordinate financing may remain in place up to 125% CLTV.
  • Condominium’s do not require FHA approval for streamline transactions.
  • A maximum insurable mortgage may not exceed the outstanding principal balance subtracting the refund of the upfront MIP in addition to the new MIP.
  • Loan limits may exceed current limit for non-credit qualifying streamlines.
  • No minimum FICO credit score required if no late payments in past 6 months
  • No appraisal required
  • No documentation required
  • Must have a current FHA loan to be eligible
  • Reduced documentation compared to standard FHA loans
  • Credit qualifying loan programs available
  • Manufactured housing property types may be eligible
 

Learn more regarding our FHA Streamline program by connecting with our award-winning team today!

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Disclaimer: This calculator is provided for informational purposes only. It is not an indication of loans available through Quintessential mortgage Group, LLC.

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