Las hipotecas sin coeficiente son perfectas para los prestatarios con un buen historial crediticio y que pueden carecer de la documentación sobre los ingresos que exigen las directrices de suscripción de una hipoteca convencional. Menos documentación podría significar menos tiempo de procesamiento para la hipoteca y un cierre más rápido para los prestatarios que tienen prisa por completar una transacción.
In a borrower’s debt-to-income ratio, the amount of debt a person has concerning income could pose a challenge for someone looking for mortgage financing. Our experienced team at Quintessential Mortgage Group has the solution for no-ratio mortgages. As a mortgage broker, we work with many providers to offer our borrowers a selection of loan offerings.
Unlike underwriting requirements for conventional loans that rely upon the information contained in tax returns, pay stubs, and W-2 forms, providers offering no-ratio mortgages rely upon a borrower’s credit and overall financial profile. Self-employed borrowers find the relaxed documentation requirements of a no-ratio mortgage beneficial, but it could also prove to be convenient for a salaried borrower with additional income that cannot be readily documented. Advantages include:
Póngase en contacto con nuestro experto equipo de QMG hoy mismo para saber más sobre nuestra opción de hipoteca sin coeficiente.
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Disclaimer: This calculator is provided for informational purposes only. It is not an indication of loans available through Quintessential mortgage Group, LLC.
