Las hipotecas sin coeficiente son perfectas para los prestatarios con un buen historial crediticio y que pueden carecer de la documentación sobre los ingresos que exigen las directrices de suscripción de una hipoteca convencional. Menos documentación podría significar menos tiempo de procesamiento para la hipoteca y un cierre más rápido para los prestatarios que tienen prisa por completar una transacción.
In a borrower’s debt-to-income ratio, the amount of debt a person has concerning income could pose a challenge for someone looking for mortgage financing. Our experienced team at Quintessential Mortgage Group has the solution for no-ratio mortgages. As a mortgage broker, we work with many providers to offer our borrowers a selection of loan offerings.
Unlike underwriting requirements for conventional loans that rely upon the information contained in tax returns, pay stubs, and W-2 forms, providers offering no-ratio mortgages rely upon a borrower’s credit and overall financial profile. Self-employed borrowers find the relaxed documentation requirements of a no-ratio mortgage beneficial, but it could also prove to be convenient for a salaried borrower with additional income that cannot be readily documented. Advantages include:
Póngase en contacto con nuestro experto equipo de QMG hoy mismo para saber más sobre nuestra opción de hipoteca sin coeficiente.
¿Preguntas? ¿Inquietudes? Díganos cómo podemos ayudarle.
Fast and simple. Learn more today!
Disclaimer: This calculator is provided for informational purposes only. It is not an indication of loans available through Quintessential mortgage Group, LLC.