Quintessential Mortgage Group offers a No Income Verification loan option that requires only tax returns, W2s, or paystubs. A paystub and tax returns are usually all that is needed to suffice for a provider’s underwriting requirements regarding proof of income. Proving income can be challenging for borrowers whose incomes come from various sources and income might often fluctuate.
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Obtaining conventional financing for the purchase of a home, investment property, or commercial real estate poses challenges for those with various income sources. Meeting the strict underwriting requirements of most providers can be daunting, but we have at Quintessential Mortgage Group. Our loan officers work with providers that specialize in no-income-verification loans with the type of flexible underwriting policies to overcome financing challenges.